Tax
Income tax, sales tax, capital gains and more
Canadian Tax Calculators for the 2026 Tax Year
Canada uses a progressive marginal tax system where both the federal government and your province or territory levy income tax. The federal rate starts at 14% on the first $58,523 of taxable income and rises to 33% on income above $258,482. Provincial rates add another 4% to 25% depending on where you live, with the highest combined rates exceeding 54% in Nova Scotia and 53% in Ontario for top earners.
Beyond income tax, Canadians also pay sales tax (GST/HST/PST), capital gains tax on investment profits (50% inclusion rate since the proposed increase was cancelled in March 2025), and various payroll taxes including CPP and EI. Understanding how these taxes interact is essential for financial planning — a dollar of employment income, dividend income, and capital gains are all taxed very differently.
Our tax calculators use the official 2026 rates published by the CRA and provincial revenue authorities. All calculations run entirely in your browser — your financial data never leaves your device.
Income Tax Calculator Canada 2026
Calculate your Canadian federal and provincial income tax for 2026. Enter your salary to see tax owed instantly. Free, private — your data stays on your device.
Canadian Sales Tax Calculator
Calculate GST, HST, PST or QST for any Canadian province or territory. Get the exact sales tax amount on any purchase. Fast and always up to date.
Capital Gains Tax Calculator Canada 2026
Calculate Canadian tax on investment profits with the 2026 inclusion rate changes. See your combined federal and provincial capital gains tax owed.
Dividend Tax Credit Calculator Canada 2026
Calculate tax on eligible and non-eligible Canadian dividends including the gross-up and dividend tax credit. Updated for the 2026 tax year.
Reverse Tax Calculator Canada 2026
Enter your desired Canadian take-home pay and find the gross salary you need to earn before federal and provincial taxes. Updated for 2026 rates.
CPP/EI Contribution Calculator 2026
Calculate your annual CPP and EI contributions based on your Canadian employment income. Includes CPP2 and the updated 2026 maximum contribution.
Marginal Tax Rate Calculator Canada 2026
Find your combined federal and provincial marginal tax rate in Canada. See the tax on your next dollar of income. Updated for 2026 brackets.
Tax Return Estimator Canada 2026
Estimate your Canadian tax refund or balance owing before you file your return. Enter income, deductions and credits. Updated for the 2026 year.
Withholding Tax Calculator Canada 2026
Check if your Canadian employer is withholding the correct amount of income tax from every paycheque. Compare actual vs expected. Updated for 2026.
Carbon Tax Calculator Canada 2026
Calculate the federal carbon tax on fuel and your Climate Action Incentive rebate by province. See your net cost or benefit for the 2026 tax year.
RRSP Tax Savings Calculator 2026
See exactly how much Canadian tax you save by contributing to your RRSP. Enter your income and contribution amount to get a fast refund estimate.
Foreign Income Tax Calculator Canada 2026
Calculate Canadian tax on foreign income with foreign tax credits applied. Report your worldwide income correctly. Updated for the 2026 tax year.
Prescribed Rate Loan Calculator Canada 2026
Estimate Canadian tax savings from a spousal prescribed rate loan income splitting strategy. Uses CRA prescribed rate, marginal rates and projected investment returns.
GST/HST Credit Calculator 2026
Estimate your quarterly GST/HST Credit based on marital status, number of children and family net income. Updated for the 2026 benefit year.
Income Splitting Calculator Canada 2026
Calculate tax savings from spousal RRSPs, pension splitting, CPP sharing and prescribed-rate loans. See which strategy saves your family the most in 2026.
Disability Tax Credit Calculator Canada 2026
Calculate your federal and provincial Disability Tax Credit refund, including the under-18 supplement and retroactive claims up to 10 years. Updated for 2026.
Canada Caregiver Credit Calculator 2026
Calculate the Canada Caregiver Credit for an infirm spouse, partner, or dependant. Includes 2026 reduction thresholds and provincial credit amounts.
Tuition Tax Credit Calculator Canada 2026
Calculate the federal Tuition Tax Credit at 14%, transferable amount to a parent or spouse, and carry-forward balance for unused tuition credits.
Crypto Tax Calculator Canada 2026
Calculate Canadian tax on cryptocurrency capital gains with the 50% inclusion rate, adjusted cost base tracking, and business income classification.
Frequently Asked Questions
What is the lowest federal tax rate in 2026?
The lowest federal rate is 14%, reduced from 15% effective July 1, 2025. It applies to the first $58,523 of taxable income.
Which province has the lowest income tax?
Nunavut has the lowest provincial tax rate at 4% for the first bracket. Alberta has an 8% rate on the first $61,200 and 10% above that, making it among the most favourable for high earners.
How is capital gains tax calculated?
Only 50% of your capital gain is included in taxable income (the inclusion rate). This included amount is then taxed at your marginal rate. For example, a $100,000 gain at a 40% marginal rate results in $20,000 in tax.