Capital Gains Tax Calculator

Calculate tax on investment profits with the 50% capital gains inclusion rate for 2026.

2026 Tax YearData stays on your deviceUpdated Apr 1, 2026
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2026 Inclusion Rate

First $250,00050% taxable
Above $250,00050% taxable

After-Tax Gain

$42,587.50

Total Tax on Gain

$7,412.50

Effective Tax Rate

14.82%

Tax as % of total gain

Taxable Portion

$25,000.00

Avg. inclusion: 50.0%

Non-Taxable Portion

$25,000.00

Federal Tax on Gain

$5,125.00

Provincial Tax on Gain

$2,287.50

Frequently Asked Questions

What is the capital gains inclusion rate in 2026?
The inclusion rate is 50% — half of your capital gain is added to your taxable income. A proposed increase to 66.67% for gains above $250,000 was announced in 2024 but cancelled on March 21, 2025. The rate remains 50% for all capital gains.
Is your principal residence taxable?
No. Capital gains on the sale of your principal residence are generally exempt from tax under the Principal Residence Exemption. You must designate the property and report the sale on your tax return.
Is your principal residence taxable?
No. Capital gains on the sale of your principal residence are generally exempt from tax under the Principal Residence Exemption. You must designate the property and report the sale on your tax return.

Official Data Sources

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Konstantin IakovlevBuilt and reviewed by Konstantin Iakovlev · Data from CRA, CMHC, Bank of Canada · Methodology

Disclaimer: This calculator provides estimates based on publicly available data from CRA and other government sources. It does not constitute financial advice. Consult a qualified advisor for decisions about your specific situation.

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