Pay & Salary

Paycheque, overtime, vacation pay calculators

Pay and Salary Calculators for Canadian Workers

Every Canadian paycheque has mandatory deductions: federal income tax, provincial income tax, Canada Pension Plan (CPP) contributions at 5.95%, and Employment Insurance (EI) premiums at 1.63%. In 2026, CPP applies on earnings between $3,500 and $74,600, with CPP2 adding 4% on earnings from $74,600 to $85,000. EI is capped at $68,900 of insurable earnings.

Provincial employment standards set minimum wages, overtime thresholds, vacation pay entitlements, and severance rules. These vary significantly — Ontario requires 1.5x overtime after 44 hours/week, while British Columbia triggers overtime after 8 hours/day. Vacation pay ranges from 4% (2 weeks) to 6% (3 weeks) depending on years of service and province.

These calculators help both employees and employers understand the true cost of employment, plan for take-home pay, and ensure compliance with Canadian labour standards.

Frequently Asked Questions

What is the minimum wage in Canada in 2026?

The federal minimum wage is $17.75/hour. Provincial rates range from $15.00 in Saskatchewan to $18.65 in British Columbia. Most provinces index their minimum wage to CPI annually.

When does overtime start?

It varies by province. In Ontario, overtime (1.5x) begins after 44 hours/week. In BC, it starts after 8 hours/day or 40 hours/week. Alberta triggers at 8 hours/day or 44 hours/week.

How much vacation pay am I entitled to?

Most provinces mandate 4% (2 weeks) after 1 year and 6% (3 weeks) after 5 years of service. Saskatchewan offers 3 weeks after 1 year, the most generous starting entitlement.