Updates & Changelog
New calculators, rate updates, bug fixes and improvements to calk-ca.com.
262026
Home Buyers' Tax Credit and Calgary property tax corrected
The federal Home Buyers' Tax Credit is now $1,400 — it is valued at the lowest federal tax rate, which dropped to 14% for 2026, so $10,000 × 14% = $1,400 (down from $1,500 at the old 15% rate). Calgary's 2026 residential property tax rate was also updated to about 0.665%. Both were flagged by our freshness monitor and verified against official sources.
Mid-year 2026 data refresh
A follow-up freshness pass updated the remaining 2026 figures across the calculators: OAS clawback ($95,323), CPP maximum pension ($1,508/month), EI maximum benefit ($729/week), provincial disability tax credits across 10 provinces, employer payroll taxes (BC, Manitoba, Quebec), Bank of Canada overnight (2.25%) and prime (4.45%) rates, the lifetime capital gains exemption ($1.275M), 2026 vehicle deduction limits, Nova Scotia HST (14%), the Quebec tuition credit (8%), the Roulez vert rebate ($2,000), Montreal welcome-tax brackets, the federal LIF withdrawal table, and Alberta land-title fees. All verified against official CRA, provincial and Bank of Canada sources.
iOS app now on the App Store
CALK Canada is now available as a free app on the Apple App Store for iPhone and iPad. Every calculator works fully offline, and content updates automatically with no app store update required.
2026 rates and benefits refreshed
A province-by-province freshness pass updated dozens of 2026 government figures in both languages: minimum wages (13 provinces/territories + federal), GST/HST credit, Canada Child Benefit, OAS clawback thresholds, CPP maximums, Quebec QPIP (0.430%), property tax rates for 23 cities, and the disability and caregiver tax credits. All verified against official CRA, Service Canada and provincial sources.
22 new calculators added
Major expansion across benefits, tax credits, and financial planning. Includes Canada Child Benefit (CCB), GST/HST Credit, Canada Workers Benefit, Canada Dental Benefit, Disability Tax Credit, Caregiver Credit, Tuition Credit, HBTC, HELOC, Reverse Mortgage (CHIP), HISA, Real Estate Commission, Spousal RRSP, Crypto Tax, FIRE calculator, Pension Splitting, Income Splitting, LIRA/LIF, Prescribed Rate Loan, Bonus Tax, Wedding Budget, and Cost of Raising a Child. All available in English and French.
Enhanced calculators: RRIF, OAS, Severance Pay, Tax Return
Four major calculators got new modes. RRIF now compares three withdrawal strategies (minimum vs even drawdown vs tax-optimized meltdown). OAS includes age 65-70 deferral comparison with breakeven analysis. Severance Pay added the Bardal factors wizard for common-law notice estimates. Tax Return Estimator now supports detailed deductions and credits.
Regional pages: 31 new location-specific calculators
Bonus Tax by province (13 pages for all provinces and territories), 8 new property tax city calculators (Quebec City, London, Halifax, Victoria, Saskatoon, Regina, St. John's, Kitchener), and 10 cost-of-living city comparisons (Toronto vs Vancouver, Calgary vs Edmonton, Halifax vs Toronto, and more).
Salary after-tax pages by province
You can now see a detailed tax breakdown for any salary in a specific province. Available for 10 salary levels across all 13 provinces and territories in French.
Sales tax pages by province
New dedicated pages for each province showing GST/HST/PST rates, before/after tax calculations for common amounts, and comparisons with other provinces.
Mortgage payment pages by province
Province-specific mortgage pages with average home prices, typical payment calculations, and local housing market context for all 13 provinces.
Educational guides added to every calculator
All 189 calculator pages now include detailed guides explaining how the calculation works, with data tables, practical tips, and links to official Canadian sources.
More salary pages: $25K to $500K
Salary after-tax pages now cover 47 amounts from $25,000 to $500,000 in both English and French. See your take-home pay by province for any income level.
Improved mobile experience
Calculator layouts now adapt better on phones: comparison panels stack vertically, buttons are larger for easier tapping, and data tables scroll smoothly on small screens.
CPP maximum benefit updated for 2026
The CPP benefits calculator now reflects the 2026 maximum of $1,507.65/month at age 65. Early start (age 60) reduces your benefit by 36%; deferring to 70 increases it by 42%.
Carbon tax set to $0
The federal consumer carbon tax was eliminated on March 15, 2025. The calculator now shows the $0/tonne rate and notes that Climate Action Incentive Payment (CAIP) rebates have ended.
Parental leave benefits updated
EI maternity and parental benefit calculator updated with 2026 values: maximum weekly benefit of $729 (standard) and $437 (extended), based on max insurable earnings of $68,900.
All 2026 tax year rates confirmed
Federal and provincial tax brackets, CPP/CPP2/EI rates, TFSA limit ($7,000), RRSP limit ($33,810), OAS/GIS amounts and CMHC insurance premiums verified against official CRA, CMHC and Bank of Canada publications.
calk-ca.com launched with 250+ calculators
120+ English and as many French calculators for income tax, mortgage payments, RRSP, TFSA, CPP, OAS, car loans, business tools, health calculators and more. All calculations use official 2026 Canadian data.
Full French bilingual support
Every calculator is available in both English and French. Switch languages using the toggle in the header or footer. French pages use Canadian financial terms: REER, CELI, RPC, AE, SCHL.
Android app on Google Play
CALK Canada is available as a free app on the Google Play Store. Works offline for core calculators so you can use it anywhere.
Dark mode and offline support
Choose between light, dark, or system theme. The site works offline as a Progressive Web App, so your most-used calculators load even without internet.