Quebec City Property Tax Calculator

Understanding Quebec City Property Taxes

Quebec City’s residential property tax rate of approximately 0.75% for 2026 is set annually by the Conseil municipal during the city’s budget process. The rate is applied to the property’s assessed value (valeur foncière), which is updated on a triennial basis by the city’s evaluation department. Quebec uses a market-value approach to assessment; rolls are updated less often than in B.C., which reassesses every year, but more often than in Ontario, which still taxes on 2016 values. As Quebec’s historic capital and a UNESCO World Heritage site, property in the Vieux-Québec sector tends to be highly assessed despite lower turnover than other neighbourhoods.

Quebec City property owners should be aware that the province uses a different system from Ontario’s land transfer tax. Quebec charges the “Welcome Tax” (droit de mutation immobilière) on property transfers. In Quebec City the 2026 rates run from 0.5% on the first $62,900 to 1.0% up to $315,000, 1.5% up to $500,000, 2.5% up to $750,000 and 3.0% above that. The school tax (taxe scolaire) is billed separately from the municipal tax and is not included in the rate above: one rate applies across Quebec, $0.07899 per $100 of value above a $25,000 exemption for 2026–2027, or about $336 on a $450,000 home.

Quebec City Property Tax Breakdown (2026 Approximate)

Seniors facing a large jump in assessed value can claim Revenu Québec’s tax credit for seniors to offset a municipal tax increase. The 2026 bill is payable in four equal instalments, due 3 March, 4 May, 3 July and 3 September; a bill of $300 or less is due in full on 3 March. Homeowners can also spread payments over twelve months by pre-authorized debit. Property owners who disagree with their assessment can file a contestation (request for review) within the prescribed period of the new assessment roll. Quebec City’s rate is a little above Montréal’s 0.657% average, but the city’s lower assessed values typically produce smaller annual bills.