Quebec Land Transfer Tax Calculator
Calculate the Quebec welcome tax (droits de mutation) when buying a property in Quebec.
Net Land Transfer Tax
$5,610.50
Welcome Tax
$5,610.50
Total (before rebate)
$5,610.50
Quebec Welcome Tax (Droits de mutation): 2026 Overview
In Quebec, the property transfer tax is officially known as droits de mutation immobilière but is universally called the "welcome tax" (taxe de bienvenue), named after Jean Bienvenue, the minister who introduced the legislation in 1976. The welcome tax is administered municipally — every Quebec municipality collects its own welcome tax under provincial enabling legislation, and rates vary modestly across cities. Buyers in Montreal, Quebec City, Laval, Gatineau, Longueuil and elsewhere in the province should review the specific bylaw for their municipality, as rates above the provincial baseline are common in larger cities.
The tax is calculated on the highest of (1) the purchase price, (2) the amount listed in the deed, or (3) the municipal valuation roll multiplied by a comparative factor set annually by the municipality. This often means buyers in Montreal and Quebec City pay slightly more welcome tax than a simple purchase-price calculation would suggest, particularly in markets where assessed values are catching up to actual sale prices. Buyers typically receive an invoice from their municipality 3 to 6 months after closing; the tax is not collected at the time of the notarial deed.
Montreal Welcome Tax Rates (2026)
| Property Value | Rate |
|---|---|
| First $62,900 | 0.5% |
| $62,900 – $315,000 | 1.0% |
| $315,000 – $552,300 | 1.5% |
| $552,300 – $1,104,700 | 2.0% |
| $1,104,700 – $2,136,500 | 2.5% |
| $2,136,500 – $3,113,000 | 3.5% |
| Over $3,113,000 | 4.0% |
Quebec does not have a province-wide first-time buyer welcome-tax exemption, but the City of Montreal offers the Home Purchase Assistance Program (Programme d'aide à l'acquisition d'une propriété), which provides a refund of up to $7,000 on welcome tax for first-time buyers purchasing a new property in Montreal. Other cities offer similar local incentives. Exemptions to the welcome tax include transfers between spouses, transfers within a corporate group where ownership exceeds 90%, transfers under $5,000, and transfers between direct family members (parent-child) when conditions are met. Buyers should expect the welcome-tax invoice from their municipality several months after closing — budgeting for it upfront is essential.
Related Calculators
People also use
Built and reviewed by Konstantin Iakovlev · Data from CRA, CMHC, Bank of Canada · MethodologyDisclaimer: This calculator provides estimates based on publicly available data from CRA and other government sources. It does not constitute financial advice. Consult a qualified advisor for decisions about your specific situation.